FASTag bank directory35 issuer banks

Less time at the toll.
More time on the road.

Find your bank's balance check number, recharge portal and support contacts. Search by bank name or the IIN printed on your tag.

Showing 35 of 35 certified NETC FASTag issuer banks
SBI

State Bank of India

Public Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607440
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
FTBAL <PlateNumber>
Send FTBAL <PlateNumber> or FTBAL from registered mobile to 7208820019
Recharge VPA:
netc.{plate}@sbi
Helpline:1800-11-0018
Open SBI Portal
ICICI

ICICI Bank

Private Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607417
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
ETCBAL <PlateNumber>
Send ETCBAL or ETCBAL <PlateNumber> to 5676766 or 9215676766
Recharge VPA:
netc.{plate}@icici
Helpline:1800-210-0104
Open ICICI Portal
HDFC

HDFC Bank

Private Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607447
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Auto-notification via MyCards / SMS Alerts
Automated instant push alerts on toll passage; portal & app lookup
Recharge VPA:
netc.{plate}@hdfcbank
Helpline:1800-120-1243
Open HDFC Portal
AXIS

Axis Bank

Private Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607418
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Auto-response via Missed Call to 7287999990
Missed call triggers immediate SMS reply with balance and tag status
Recharge VPA:
netc.{plate}@axisbank
Helpline:1860-419-8585
Open AXIS Portal
IDFC

IDFC FIRST Bank

Private Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607449
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
WhatsApp 'Hi' to 9555555555 / Automated SMS
WhatsApp bot delivers real-time wallet ledger and statement
Recharge VPA:
netc.{plate}@idfcnetc
Helpline:1800-266-9970
Open IDFC Portal
KOTAK

Kotak Mahindra Bank

Private Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607480
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Auto-response via Missed Call / Alert Push
Automated balance SMS on missed call disconnection or 7406575500
Recharge VPA:
netc.{plate}@kotak
Open KOTAK Portal
BOB

Bank of Baroda

Public Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607445
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Auto-response via Missed Call to 8882510965
Call from registered SIM sends immediate SMS with tag balance
Recharge VPA:
netc.{plate}@barodampay
Helpline:1800-103-4568
Open BOB Portal
INDUSIND

IndusInd Bank

Private Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607469
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Auto-notification / IVR callback
Real-time toll transaction SMS delivery & balance confirmation
Recharge VPA:
netc.{plate}@indus
Helpline:1860-210-8887
Open INDUSIND Portal
PNB

Punjab National Bank

Public Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607490
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Auto-notification / PNB ONE App Alert
PNB toll notification SMS & PNB ONE portal balance lookup
Recharge VPA:
netc.{plate}@pnb
Helpline:1800-419-6610
Open PNB Portal
CANARA

Canara Bank

Public Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607489
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Auto-notification / Canara ai1 push
Canara ai1 SMS broadcast & toll passage deduction receipts
Recharge VPA:
netc.{plate}@canarabank
Helpline:1800-103-3568
Open CANARA Portal
UNION

Union Bank of India

Public Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607493
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Auto-response via Missed Call to 8080944848
Missed call initiates automated SMS balance summary
Recharge VPA:
netc.{plate}@unionbank
Helpline:1800-258-6400
Open UNION Portal
FEDERAL

Federal Bank

Private Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607468
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Auto-response via Missed Call / FedMobile Alert
Instant SMS return upon missed call from registered device
Recharge VPA:
netc.{plate}@fbl
Helpline:1800-266-9520
Open FEDERAL Portal
AIRTEL

Airtel Payments Bank

Payments Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607481
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Airtel Thanks App Real-time Feed / SMS
Direct push notifications & toll ledger inside Airtel Thanks App
Recharge VPA:
netc.{plate}@mairtel
Helpline:400
Open AIRTEL Portal
AUBANK

AU Small Finance Bank

Small Finance Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607482
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Auto-response via Missed Call to 9594744440
Automated SMS returned with current AU FASTag balance
Recharge VPA:
netc.{plate}@aubank
Helpline:1800-258-7300
Open AUBANK Portal
EQUITAS

Equitas Small Finance Bank

Small Finance Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607464
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Automated SMS alerts upon toll transit
SMS updates after toll plaza debit with remaining balance
Recharge VPA:
netc.{plate}@equitas
Helpline:1800-103-1222
Open EQUITAS Portal
BOI

Bank of India

Public Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607492
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Automated transaction alert SMS
Toll transit receipts generated instantly via SMS
Recharge VPA:
netc.{plate}@boi
Helpline:1800-103-1906
Open BOI Portal
MAHB

Bank of Maharashtra

Public Sector Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607495
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Auto-response via Missed Call to 8657864198
Instant SMS response with wallet balance on missed call
Recharge VPA:
netc.{plate}@mahb
Helpline:1800-233-4526
Open MAHB Portal
CBI

Central Bank of India

Public Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607491
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Cent eeZ automated transaction SMS
Cent eeZ mobile banking automated SMS alerts
Recharge VPA:
netc.{plate}@cbin
Helpline:1800-22-1911
Open CBI Portal
INDIANBANK

Indian Bank

Public Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607488
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Auto-response via Missed Call to 7289817878
Missed call delivers SMS with available FASTag wallet balance
Recharge VPA:
netc.{plate}@indianbank
Open INDIANBANK Portal
IOB

Indian Overseas Bank

Public Sector Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607494
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Auto-response via Missed Call to 7799008082
Missed call returns current wallet and prepaid ledger details
Recharge VPA:
netc.{plate}@iob
Helpline:1800-890-4445
Open IOB Portal
UCO

UCO Bank

Public Sector Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607496
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Auto-response via Missed Call to 8108011113
Missed call generates real-time SMS with tag balance
Recharge VPA:
netc.{plate}@uco
Helpline:1800-103-0123
Open UCO Portal
PSB

Punjab & Sind Bank

Public Sector Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607498
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Toll transit transaction SMS
Automated dispatch upon plaza barrier clearance
Recharge VPA:
netc.{plate}@psb
Helpline:1800-419-8300
Open PSB Portal
SIB

South Indian Bank

Private Sector Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607499
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
SIB Mirror+ automated SMS notification
App push notification & debit summary SMS
Recharge VPA:
netc.{plate}@sib
Helpline:1800-425-1809
Open SIB Portal
KVB

Karur Vysya Bank

Private Sector Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607470
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
KVB DLite real-time toll debit SMS
SMS alert with vehicle number and remaining balance
Recharge VPA:
netc.{plate}@kvb
Helpline:1800-102-1916
Open KVB Portal
KBL

Karnataka Bank

Private Sector Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607471
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
KBL Mobile Plus automated SMS alert
Automated SMS notification on toll debit
Recharge VPA:
netc.{plate}@kbl
Helpline:1800-572-2061
Open KBL Portal
CUB

City Union Bank

Private Sector Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607472
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
CUB Smart notification SMS
Automated SMS on balance threshold & toll deductions
Recharge VPA:
netc.{plate}@cub
Helpline:1800-258-7200
Open CUB Portal
IDBI

IDBI Bank

Private Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607465
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
IDBI GO Mobile+ automated SMS alert
Instant transaction receipts and low-balance warnings
Recharge VPA:
netc.{plate}@idbi
Helpline:1800-266-1962
Open IDBI Portal
YESBANK

YES Bank

Private Sector Bank
Tier 1 Acquirer
Violet RFID (Class 4 VC4)
IIN: 607463
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
YES Online automated alert SMS
Toll plaza transaction SMS alert & online portal balance
Recharge VPA:
netc.{plate}@yesbank
Open YESBANK Portal
JKBANK

Jammu & Kashmir Bank

Private Sector Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607473
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
J&K Bank mPay automated SMS notification
Real-time toll debit SMS and mPay portal balance
Recharge VPA:
netc.{plate}@jkb
Helpline:1800-572-1370
Open JKBANK Portal
FINO

Fino Payments Bank

Payments Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607483
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Fino BPay automated transaction notification
SMS notifications after every toll plaza clearance
Recharge VPA:
netc.{plate}@fino
Helpline:022-6868-1414
Open FINO Portal
COSMOS

Cosmos Co-operative Bank

Co-operative Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607484
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Cosmos Bank transaction alert SMS
Automated SMS after toll deduction with remaining ledger balance
Recharge VPA:
netc.{plate}@cosmos
Helpline:1800-233-0234
Open COSMOS Portal
SARASWAT

Saraswat Co-operative Bank

Co-operative Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607485
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Saraswat Bank transaction alert SMS
Real-time toll transit confirmation and balance SMS
Recharge VPA:
netc.{plate}@saraswat
Helpline:1800-229-999
Open SARASWAT Portal
NNSB

Nagpur Nagarik Sahakari Bank

Co-operative Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607486
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
NNSB transaction alert SMS
Automated SMS alert dispatched on toll clearance
Recharge VPA:
netc.{plate}@nnsb
Helpline:1800-266-7183
Open NNSB Portal
BANDHAN

Bandhan Bank

Private Sector Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607487
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
Bandhan Bank transactional SMS alert
Instant transaction alert and mBandhan push notifications
Recharge VPA:
netc.{plate}@bandhan
Helpline:1800-258-8181
Open BANDHAN Portal
DBS

DBS Bank India

Foreign / Private Bank
Tier 2 Issuer
Violet RFID (Class 4 VC4)
IIN: 607474
Balance Missed Call
Dial from registered SIM. Instant SMS balance response.
SMS Balance Format
digibank automated transaction push / SMS
Instant digibank app push notifications and SMS receipts
Recharge VPA:
netc.{plate}@dbs
Helpline:1800-209-4555
Open DBS Portal

State Bank of India

IIN: 607440•Violet (VC4)
SBI
Call for Balance

ICICI Bank

IIN: 607417•Violet (VC4)
ICICI
Call for Balance

HDFC Bank

IIN: 607447•Violet (VC4)
HDFC
Call for Balance

Axis Bank

IIN: 607418•Violet (VC4)
AXIS
Call for Balance

IDFC FIRST Bank

IIN: 607449•Violet (VC4)
IDFC
Call for Balance

Kotak Mahindra Bank

IIN: 607480•Violet (VC4)
KOTAK
Call for Balance

Bank of Baroda

IIN: 607445•Violet (VC4)
BOB
Call for Balance

IndusInd Bank

IIN: 607469•Violet (VC4)
INDUSIND
Call for Balance

Punjab National Bank

IIN: 607490•Violet (VC4)
PNB
Call for Balance

Canara Bank

IIN: 607489•Violet (VC4)
CANARA
Call for Balance

Union Bank of India

IIN: 607493•Violet (VC4)
UNION
Call for Balance

Federal Bank

IIN: 607468•Violet (VC4)
FEDERAL
Call for Balance

Airtel Payments Bank

IIN: 607481•Violet (VC4)
AIRTEL
Call for Balance

AU Small Finance Bank

IIN: 607482•Violet (VC4)
AUBANK
Call for Balance

Equitas Small Finance Bank

IIN: 607464•Violet (VC4)
EQUITAS
Call for Balance

Bank of India

IIN: 607492•Violet (VC4)
BOI
Call for Balance

Bank of Maharashtra

IIN: 607495•Violet (VC4)
MAHB
Call for Balance

Central Bank of India

IIN: 607491•Violet (VC4)
CBI
Call for Balance

Indian Bank

IIN: 607488•Violet (VC4)
INDIANBANK
Call for Balance

Indian Overseas Bank

IIN: 607494•Violet (VC4)
IOB
Call for Balance

UCO Bank

IIN: 607496•Violet (VC4)
UCO
Call for Balance

Punjab & Sind Bank

IIN: 607498•Violet (VC4)
PSB
Call for Balance

South Indian Bank

IIN: 607499•Violet (VC4)
SIB
Call for Balance

Karur Vysya Bank

IIN: 607470•Violet (VC4)
KVB
Call for Balance

Karnataka Bank

IIN: 607471•Violet (VC4)
KBL
Call for Balance

City Union Bank

IIN: 607472•Violet (VC4)
CUB
Call for Balance

IDBI Bank

IIN: 607465•Violet (VC4)
IDBI
Call for Balance

YES Bank

IIN: 607463•Violet (VC4)
YESBANK
Call for Balance

Jammu & Kashmir Bank

IIN: 607473•Violet (VC4)
JKBANK
Call for Balance

Fino Payments Bank

IIN: 607483•Violet (VC4)
FINO
Call for Balance

Cosmos Co-operative Bank

IIN: 607484•Violet (VC4)
COSMOS
Call for Balance

Saraswat Co-operative Bank

IIN: 607485•Violet (VC4)
SARASWAT
Call for Balance

Nagpur Nagarik Sahakari Bank

IIN: 607486•Violet (VC4)
NNSB
Call for Balance

Bandhan Bank

IIN: 607487•Violet (VC4)
BANDHAN
Call for Balance

DBS Bank India

IIN: 607474•Violet (VC4)
DBS
Call for Balance

How to Check NETC FASTag Balance Offline (Missed Call & SMS)

When driving on national or state highways, mobile internet signals can be intermittent or weak near toll plazas. To ensure drivers never get stuck with an unexpected low balance or blacklisted RFID tag, the National Payments Corporation of India (NPCI) and member banks operate automated telephony channels:

  • NPCI Centralized Missed Call Number (All Banks): You can dial +91 8884333331 from any mobile number registered with any NETC FASTag. The system disconnects the call automatically after one ring and dispatches an instant SMS receipt with your balance.
  • Bank-Specific Dedicated Numbers: Major commercial and PSU banks maintain their own dedicated toll-free IVRs and missed call gateways (e.g. 7208820024 for State Bank of India, 8010928888 for ICICI Bank, and 7287999990 for Axis Bank). These numbers return your precise wallet ledger and tag status directly from the issuer core banking server.
  • Two-Way SMS Inquiries: If missed calls fail due to network congestion, sending your bank's statutory keyword (such as FTBAL <PlateNumber> to 7208820019 for SBI, or ETCBAL to 5676766 for ICICI) triggers an immediate text response.
Crucial Requirement: The missed call or SMS must be initiated from the exact 10-digit mobile number linked to your FASTag wallet at the time of tag issuance. If you have recently changed SIM cards, update your registered phone number on your bank's FASTag portal.

What is a 6-Digit FASTag IIN Prefix? How to Identify Your Issuing Bank

Every NETC FASTag RFID sticker features a printed barcode and a 16-to-24-character identification string. The first 6 numeric digits represent the bank's Issuer Identification Number (IIN), assigned and regulated by NPCI:

Bank NameBank Code6-Digit IIN PrefixNPCI Certification TierStandard Tag Color (VC4)
State Bank of IndiaSBI607440 / 607444Tier 1 (Acquirer & Issuer) Violet
ICICI BankICICI607417Tier 1 (Acquirer & Issuer) Violet
HDFC BankHDFC607447Tier 1 (Acquirer & Issuer) Violet
Axis BankAXIS607418Tier 1 (Acquirer & Issuer) Violet
IDFC FIRST BankIDFC607449 / 652150Tier 1 (Acquirer & Issuer) Violet
Kotak Mahindra BankKOTAK607480Tier 1 (Acquirer & Issuer) Violet
Bank of BarodaBOB607445Tier 1 (Acquirer & Issuer) Violet
Airtel Payments BankAIRTEL607481Tier 1 (Acquirer & Issuer) Violet

If your physical FASTag sticker has sustained sun fading or windshield wiper wear, simply look at the barcode numbers. Searching those 6 digits in the search bar above will immediately tell you which bank manages your tag and where to log in.

How to Recharge Any FASTag Instantly via UPI (VPA Syntax)

You do not need to download your bank's dedicated app to recharge your tag. NPCI has enabled direct UPI top-ups from any app (Google Pay, PhonePe, Paytm, CRED, BHIM) using a standardized virtual payment address:

Standard NETC UPI VPA Syntax

netc.[VehicleRegistrationNumber]@[BankHandle]

Example for car MH12AB1234 with an ICICI FASTag: netc.MH12AB1234@icici
Example for car KA01MJ5678 with an SBI FASTag: netc.KA01MJ5678@sbi

When you initiate a transfer to this VPA, the UPI network queries the NPCI central mapper, verifies your vehicle chassis number, and displays the registered tag owner's name for confirmation before you enter your UPI PIN. Funds reflect in your FASTag wallet instantly.

NHAI 1033 Toll Plaza Helpline & Dispute Redressal

If an electronic toll plaza scanner fails to read your tag, displays a false “Blacklisted” notice, or debits your account twice, you are protected under MoRTH guidelines:

  1. Toll Reader Hardware Malfunction: Under Gazette Notification G.S.R. 548(E), if a toll booth RFID reader fails to read a valid, undamaged, sufficiently funded FASTag, the vehicle is entitled to pass the toll plaza free of charge.
  2. Double Toll Deduction: If your wallet is debited twice for a single transit, dial 1033 or submit a chargeback on your issuing bank's portal with the toll transaction ID. Refunds are credited back to your wallet within 3 to 7 working days.
  3. Emergency Roadside Assistance: The 1033 helpline operates 24 hours a day, 7 days a week, across all National Highways in India for ambulance dispatch, vehicle towing, crane assistance, and route clearance.

Frequently Asked Questions About NETC FASTag Banks

How can I check my FASTag balance without internet access?
Give a missed call from your registered mobile phone to the centralized NPCI NHAI number 8884333331 or your bank's dedicated number (e.g., 7208820024 for SBI, 8010928888 for ICICI). The call will automatically hang up, and an instant SMS showing your exact wallet balance and tag status will arrive within 10 to 30 seconds.
What does the 6-digit IIN prefix on my FASTag sticker mean?
The IIN (Issuer Identification Number) is a 6-digit prefix assigned by NPCI that uniquely identifies the bank that issued your RFID tag. For instance, 607440 is State Bank of India, 607417 is ICICI Bank, and 607447 is HDFC Bank. By matching the first 6 digits on your tag barcode, you can determine which portal to log into even if you have forgotten the issuing bank.
How do I recharge my FASTag using UPI without downloading a banking app?
Open any UPI application (Google Pay, PhonePe, Paytm, or BHIM) and choose “Pay to UPI ID”. Type netc.[VehicleNumber]@[BankHandle] (e.g. netc.DL01AB1234@icici or netc.DL01AB1234@sbi). The app will automatically resolve your vehicle details. Complete the payment to have funds credited to your tag wallet immediately.
Why did my FASTag get blacklisted and how do I un-blacklist it?
A FASTag is typically blacklisted if the wallet balance falls below the minimum required threshold (usually ₹100 for cars) or due to pending KYC verification. To remove the blacklist, top up your wallet with sufficient funds. The issuing bank syncs the updated whitelist to the NPCI national clearing mapper within 10 to 30 minutes.
What should I do if a toll plaza charges me double cash despite an active FASTag?
Keep your cash payment receipt and note down the toll plaza name, lane number, and timestamp. Call the NHAI 24x7 helpline at 1033 to register a formal grievance. You can also file a complaint through your issuing bank's portal with a photo of the cash receipt to claim a reimbursement.